How is EMI calculated?

EMI uses the standard reducing balance formula: EMI = P * r * (1+r)^n / ((1+r)^n - 1), where P is principal, r is monthly rate, and n is total months.

Does the SIP calculator assume monthly compounding?

Yes. The SIP maturity value uses monthly contributions with monthly compounding based on your expected annual return.

What compounding is used for FD and RD?

FD uses quarterly compounding on the principal. RD simulates recurring deposits with quarterly compounding to estimate maturity and interest.

💰 Loans & Investments

EMI, SIP, FD & RD Calculators

Plan your loans and investments with instant, browser-based calculators — no login, no data storage.

Values update automatically as you type. Default inputs are provided for quick calculations.

EMI Calculator

Monthly EMI, interest & total payable.

● Live

Loan Amount (₹)

Annual Interest Rate (%)

Tenure (Years)

SIP Calculator

Monthly SIP with compounding returns.

● Live

Monthly Investment (₹)

Expected Return (% p.a.)

Duration (Years)

FD Calculator

Quarterly compounding on principal.

● Live

Principal Amount (₹)

Interest Rate (% p.a.)

Tenure (Years)

RD Calculator

Recurring deposit with compounding.

● Live

Monthly Deposit (₹)

Interest Rate (% p.a.)

Tenure (Years)

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If you notice any incorrect calculation or issue, please report it at jagrukjunction@gmail.com.